Minimum membership requirements under pension law
If you're employed part-time with a participating co-operative or credit union, your employer must offer you Plan membership after you've met one of the following requirements set out by pension law:
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Achieved a minimum level of earnings
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Worked a minimum number of hours (in some provinces)
In most cases you can choose if you want to become a member of the Plan after meeting one of these requirements, with the exception being Manitoba. Part-time employees in Manitoba must join the Plan after meeting the minimum membership requirements.
To learn more about the pension law requirements for your area, visit our pension law page or contact us.
Employer policies
Exceptions to the part-time eligibility requirements set out by pension law may exist through your employer.
Depending on your employer's policy:
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You may be allowed to join the Plan before meeting the minimum membership requirements set out by pension law
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Membership in the Plan may be mandatory for part-time employees at your workplace – even if you work in a province where pension plan membership is voluntary for part-time workers
We encourage you to check with your employer to determine your eligibility to join the Plan.