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For members who wish to convert their accumulated retirement
savings into a regular monthly income, the Plan offers a fixed
monthly pension. These monthly pensions are paid from our
Pensions Fund, which is invested in high-quality, long-term
Around the 20th of each month, the Plan sets the annuity rate for new pensions that will start in the following month. This annuity rate is used to calculate the payments for these new pensions. For your payment to start in a particular month, please ensure we receive your completed application and other requirements no later than the 20th of the previous month (e.g. October 20 if the payment is to start in November).