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Making investment decisions​

When it comes to choosing how to invest your pension funds, there is no right answer. Much depends on your age, your other assets, your planned retirement date and your comfort with risk.

We encourage you to review your personal circumstances with a CSS Pension Plan Consultant or a qualified financial advisor at your financial institution to make a decision that's right for you.​


Investment risk and return​

Investment choic​​es

You can choose how to invest your pension funds in the CSS Pension Plan, though you're not required to.

Market timing risk​​​​​

​"Market timing" is the strategy of moving pension funds among the Plan's investment options in response to short-term market conditions.

Although you are free to do so, here are some things to think about before you take action.