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Pension l​egislation​

​In most cases, a member's accumulated pension funds are subject to provincial pension legislation.

The legislation that applies to you is that of the province in which you are currently working

If you're no longer working for one of the CSS Pension Plan's employer members, then the applicable legislation would be that of the province where you last worked while contributing to the Plan, regardless of where you may be living now.

Legislation varies from one jurisdiction to another. It affects many provisions of the CSS Pension Plan, such as:

  • Membership
  • Locking-in
  • Your options when you terminate employment
  • Your options for drawing retirement income
  • Survivor benefits

The Acts that regulate pension plans across Canada are:

​Alberta​​Employment Pension Plans Act
British Columbia​Pension Benefits Standards Act
ManitobaThe Pension Benefits Act
​New BrunswickPension Benefits Act
Nova Scotia​Pension Benefits Act
OntarioPension Benefits Act
​SaskatchewanThe Pension Benefits Act, 1992
Canada (federal)Pension Benefits Standards Act, 1985​
​Northwest Territories (federal​)Pension Benefits Standards Act, 1985
​Yukon (federal)​​​Pension Benefits Standards Act, 1985