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​​​​​​Plan h​istory​


The Saskatchewan Co-operative Superannuation Fund is
established at the Consumers' Co-operative Refinery in Regina.


Photo: Saskatchewan Co-operative Wholesale Society, 1940s.

​The Co-operative Superannuation Society is incorporated when the original Fund is merged with a second employee "savings" plan developed by the Saskatchewan Co-operative Wholesale Society (predecessor to Federated Co-operatives ​​Limited).


Photo: Co-op warehouse and wholesale 1939-40.

By the end of 1947, the merged Fund is registered as a pension plan under the
Income Tax Act. In the late 1940s, as consolidation begins at the wholesale level of the Co-operative Retailing System, the Plan's membership spreads beyond Saskatchewan.


Photo: Co-op produce stand, 1950s.

By 1950, the Society includes 25 employers, 577 employees and holds assets valued at $469,000.


Photo: Assiniboia Credit Union, 1960s.

In 1957, the Society's corporate charter is amended to permit non-Saskatchewan co-operatives to join. In 1959, credit unions are permitted to become members (although several credit unions had actually already been admitted by that time). 


Photo: Co-operative lumber mill in Canoe, BC.

In 1968 the employee membership is more than 5,000. Through the 1960s, 70s and 80s the Society's membership expands across Canada.​


Photo: Shaunavon Credit Union, 1977.

By 1976, employee membership reaches almost 10,000. Similarly, assets under administration increase from not quite $20 million in 1968 to more than $62 million.


Today, the Co-operative Superannuation Society serves as trustee and administrator of the CSS Pension Plan - one of Canada's largest defined contribution pension plans. The Plan holds over $5B in total assets on behalf of members.

*Photos courtesy of the Centre for the Study of Co-operatives, University of Saskatchewan