Ages 18-35
The key focus during this stage is
growing your retirement savings (i.e. accumulation).
Key resources to help you:
myCSSPEN: Register for online account access to review your account balance, change your investments if necessary, and access planning tools and calculators.
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Investor stories: Learn about some of the thinking that has gone into
Desmond,
Phil and
Zara’s investment decisions.
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Early-career video: See what
Taylor has learned about her pension with CSS.
Ages 36-50
The key focus during this stage is creating a retirement plan.
Key resources to help you:
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myCSSPEN: Create a simple retirement plan using the
Basic Retirement Planner to estimate how much savings you need to afford the retirement you envision.
Register now!
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Investor stories: Find out why
Kevin decided to change his CSS investments in order to reach his retirement savings goal.
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Mid-career video: Learn what
Jack is doing to maximize his pension’s growth while time is still on his side.
Ages 51 and older
The key focus during this stage is drawing down your retirement savings (i.e. decumulation).
Key resources to help you:
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myCSSPEN: Register for online account access to review your portfolio and make changes if necessary.
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Investor stories: See if you can find yourself in the featured
late-career profiles.
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Late-career video: Get an overview of the retirement income options available to you from
this video.
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Pension Plan Consultants: Contact us to speak to a PPC who will walk you through your options and help you create a customized retirement plan.